OUR SERVICES

​PURELY MORTGAGE ADVICE is a trading style of Berkley Vittoria Independent Financial Services Limited.

 

Our advisers at Berkley Vittoria have been assisting clients for 29 years and understand the benefit of listening and then offering sound advice based on your specific needs.

We are fully comprehensive mortgage brokers and cover the whole of the UK.  We are not constricted by a list of particular lenders and have access to all banks and building societies. We can also assist with other related matters such as recommending solicitors or arranging any related insurances such as life assurance and buildings insurance. 

OUR SERVICE & CHARGES

 

The service that we offer is fast, efficient and unobtrusive and our transparent charge for arranging a mortgage is £995.00 and is one of the lowest in the industry.  This fee is only payable when your mortgage has completed and you are in receipt of funds.  We charge no upfront fees for our services and will not charge you anything at all if we do not get the mortgage that you require.

 

Why not call us for an informal chat on freephone 0800 988 6564, let us answer any questions you may have and we will guide you to the right product for you.

THE PROCESS

Call or complete an online enquiry form, found here.

One of our mortgage advisers will contact you to discuss your enquiry. 

Once we have your information and a complete understanding of your requirements, our adviser will find the best mortgage options for you. 

We will then send you illustrations and discuss any queries that you may have.

We will not contact you. If you are happy with the illustrations  and would like to proceed, we would then discuss the next steps and begin the process for you. 

Our advisers will guide you through the whole process right through to completion, ensuring that the road to purchasing your dream home is as stress free as possible. 

THE SMALL PRINT

We are authorised and regulated by the Financial Conduct Authority (FCA) and are entered on the FCA register No. 150186

www.fca.org.uk/register/.

 

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

OUR QUALIFICATIONS

Our advisers have successfully completed all relevant examinations and are fully qualified to advise on all areas of residential mortgages, remortgages, buy to let mortgages and life assurance.

FAQ's

What are the charges for your services?


We charge a flat fee of £995 for arranging a mortgage. This fee is only payable once your mortgage completes. If we are unable to obtain a mortgage offer you don't pay us a penny.




Do you charge up front fees?


No. We charge no up front fees. Our broker fee is payable on completion, once the mortgage has gone through and you own the property.




Can you access all lenders?


We offer whole of market advice. We can access all lenders and are not confined to certain banks and building societies. We will endeavour to place your mortgage with the lender that is offering the best product to suit your requirements, for your individual situation.




How do you give the advice?


Our advisers are available for telephone appointments and all advice is given via phone and post, meaning no need for a face to face appointment. On the occaision where you may wish to visit the office in person, this can be arranged.




How much will my mortgage payments be?


Your monthly payments will vary depending on the amount that you borrow, the term you take the mortgage over and the scheme that you are able to qualify for. As an example, we recently obtained a mortgage for a client who was borrowing £100,000 on a capital repayment basis over a 25 year term. We were able to offer an initial two year fixed rate of 1.56% giving initial monthly payments of £402.76. A calculator can be found on our 'Get A Quote Today!' Page.





© 2015 Berkley Vittoria IFS Ltd

Berkley Vittoria Independent Financial Services is directly authorised and regulated by the Financial Conduct Authority.  We are entered on the FCA Register No 150186. 

Registered in England No. 2667979. Registered Address: The Stirrups, Claypit Lane, Lichfield, Staffordshire WS14 0AQ.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

 

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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