Do you wish to buy out an ex-partner?

Are you unsure as to whether you would qualify for a mortgage in your own name? 

As a mortgage with an ex-partner was a commitment that was taken out in joint names, your current lender will have utilised both of your incomes in their assessment of the affordability of the mortgage. This can in turn mean that without your ex-partners income you are unable to borrow the mortgage amount required to buy out their interest in the property. ​         

We have a variety of different solutions for this issue, including: 

Using a lender that will use benefit and maintenance income.

Using a lender that will lend up   to six times your annual salary.

Adding a relative onto the mortgage with you and using their income in affordability assessment, whilst still retaining full ownership of the property.