Parents or relatives can release equity from their home to assist family members, regardless of their age and income. 

We are specialists in advising on the following areas:-

  • Building Society Re-Mortgages

  • Further Advances or Second Charges

  • Lifetime Interest Only Mortgages



Building Society Re-Mortgages


We have access to high street lenders who will consider mortgages until the age of 95, on either an interest only or capital repayment basis. 

All income types can be used and the rates available are very competitive. 

To find out more please call one of our friendly advisers on

0800 988 6564.


Further Advances or Second Charges


As an alternative to re-mortgaging, we can also arrange either a further advance with your current lender or a second charge with an alternative high street lender.


Both of the above options would be at competitive rates of interest and might be suitable if you do not wish to disturb your current mortgage product. 

To find out more please call one of our friendly advisers on

0800 988 6564.


Lifetime Interest Only Mortgages

You can borrow the funds that you require on a lifetime basis and either choose to pay the interest, so that the amount owed never increases or make no payments with interest being added to the loan (the amount owed would then increase year on year). 

There are schemes available with interest rates fixed for life at less than 3%, and where no proof of income is required. Some of these schemes can also be repaid in full without penalty at various stages.

To find out more please call one of our friendly advisers on

0800 988 6564.


© 2015 Berkley Vittoria IFS Ltd

Berkley Vittoria Independent Financial Services is directly authorised and regulated by the Financial Conduct Authority.  We are entered on the FCA Register No 150186. 

Registered in England No. 2667979. Registered Address: The Stirrups, Claypit Lane, Lichfield, Staffordshire WS14 0AQ.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.


Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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