If your income is insufficient in allowing you to borrow the mortgage amount that you require to purchase your dream property, then a joint mortgage, sole proprietor (also known as joint mortgage, sole occupier) application type may be a perfect alternative.

A joint mortgage, sole proprietor application type would allow for a family member or friend to be named jointly on a mortgage with you, without being required to put their names onto the title deeds of the property. 

This would mean that their incomes could be used in affordability assessment, to boost the amount that you are able to borrow, yet you would still hold full ownership of the property!


Call one of our friendly advisers to discuss this solution on  0800 988 6564.

 Joint Mortgage

 Sole Proprietor