Are you self-employed and struggling to get the mortgage that you require?


Have you been told you need three years full trading accounts? 

Some lenders can be extremely inflexible in their assessment of income for self-employed applicants. 


Our advisers have vast experience in this field and know exactly how to approach this with lenders. 

We have access to lenders that will consider you for a mortgage if you only have one years accounts. 

Our advisers also have access to lenders that will use the most recent years income figure rather than taking an average of previous years of trading. 

In some scenarios we are also able to assist in obtaining mortgages for self-employed applicants whom have not yet been trading for a full year. 

Self-Employed Mortgages


Whether you are drawing your income from the business by way of salary, dividends or even leaving much of the profits within the business, we have lenders that will look favourably on your situation.

The rates currently available for self employed or directors mortgages start at 1.39% (3.8% APRC) fixed for two years.  

Please contact us on 0800 988 6564 to discuss your individual situation and we can then send you personalised illustrations to consider.

© 2015 Berkley Vittoria IFS Ltd

Berkley Vittoria Independent Financial Services is directly authorised and regulated by the Financial Conduct Authority.  We are entered on the FCA Register No 150186. 

Registered in England No. 2667979. Registered Address: The Stirrups, Claypit Lane, Lichfield, Staffordshire WS14 0AQ.

The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.


Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

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